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Which of the following describes the Payment API correctly?

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Which of the following describes the Payment API correctly?

It bypasses the checkout form
It requires a phone number with a fingerprint reader
It replaces your payment processor
It is designed for external card readers

Explanation:
The Payment Request API is an open and cross-browser standard that replaces traditional checkout flows by allowing merchants to request and accept any payment in a single API call.
It vastly improves user workflow during the purchase process, providing a more consistent user experience and enabling web merchants to easily leverage disparate payment methods. The Payment Request API is not a new payment method, nor does it integrate directly with payment processors.
Read more here: https://support.google.com/partners/answer/7336433